A busy massage therapist or bodyworker may see a steady stream of clients most days of the week. As with any business that invites customers or clients onto its property to exchange goods or services for a fee, it is important that the professional massage therapist or bodyworker secure a solid massage therapy liability insurance policy, to protect against the possibility of a client sustaining an injury on the property of one’s practice.
When you sign on to receive the coverage and protection of massage therapy liability insurance, one of the most important forms of liability insurance you should be receiving is called general liability insurance. This is what protects you from the legal and financial fall out that can occur if a client trips, slips or falls and suffers an injury on the property of your practice.
Nearly any business that caters to members of the public is going to have this form of liability insurance, due to the simple fact that you cannot predict when or if a client or customer might take a spill, suffer an injury and decide to sue for the damages. Over the course of a career, it is well worth it for a professional massage therapist or bodyworker to possess massage insurance, if only for the general liability protection. After all, it would only take one client deciding to sue to seriously damage your career and your finances.
It can be hard for any professional massage therapist or bodyworker to imagine the need for massage therapy liability insurance. However, it is important to remember that your practice is a business, and any business needs to be protected against the possibility of a client or customer sustaining an injury on the property. For less than a couple hundred dollars per year, massage therapy liability insurance can provide you with that protection—and peace of mind.